The comparison scores every group at once. This page is for the moment you already have a pair of names in mind — mayfly or stonefly, scud or sowbug, shad or alewife — and want the structures that keep them apart, in one look. Nothing here is a current hatch.
The differences, and nothing else
Best separating check: Portable case or case-like structureAt a glance It separates Mayfly from Caddisfly cleanly, and every pair of groups still in play differs on it and you can check it at a glance.
What to look at
Mayfly
Caddisfly
Portable case or case-like structuredecisiveAt a glance
No
Yes
How the wings restdecisiveAt a glance
Wings held upright (sailboat)
Wings tent-like / inverted-V
Hardened head with softer worm-like abdomendecisiveClose look
Not diagnostic
Yes
Tail filamentsdecisiveClose look
Three tail filaments clearly visible
Varies
Terminal prolegs or hooks at the reardecisiveClose look
Not diagnostic
Yes
Abdominal gills (plate or feather)decisiveClose look
Rows come from the reviewed diagnostic weights the comparison scores with. “Decisive” means one answer puts them at least four points apart — the carrier's own rule for a structure that separates a pair.
The two entries, side by side
Ephemeroptera
Mayfly
This one grows wings, and then does it over.
First check
Count the tails, then look for gills along the sides of the abdomen. Three tails plus side gills is about as close to a clean mayfly call as field observation gets.
What it is
Mayflies are the only insects that grow a full set of working wings and then moult again. The winged insect that leaves the water is not the finished animal — it is a dun, a subimago, cloudy-winged and dull-bodied. Within hours to a couple of days it sheds one more time into a spinner: clear-winged, smooth and shiny, built only to mate and die. Two winged forms of the same animal, hours apart, sitting on the same water.
Stages
Nymph (2–32 mm) · Dun (subimago) (Under 4 to 40 mm body; most families 4–20 mm) · Spinner (imago) (Under 4 to 40 mm body; most families 4–20 mm)
Water
river, stream, lake-margin
Separates from Caddisfly
Mayfly nymphs have visible tail filaments and no case. A chunky larva with legs bunched near a hardened head, terminal hooks at the rear, and no true tails is caddis.
Not every caddis builds a house, and the ones that don't are the ones you miss.
First check
Ignore the case. Look for a hard dark head against a soft pale abdomen, and hooks at the back end.
What it is
Caddis is the group most often identified by a thing that is only sometimes there. The portable case — grains of sand, cut leaf, twig fragments, spun into a tube the larva carries — is the classic image, and when you find one the call is easy. But a large share of caddis larvae never build a portable case at all. Free-living forms hunt loose among the rocks; net-spinners build a fixed retreat with a catch-net beside it and leave the retreat behind when disturbed.
Stages
Larva (3–40 mm (often 13–25 mm with case)) · Pupa (No source consulted gives a pupal size) · Adult (4–38 mm)
Water
river, stream, lake-margin
Separates from Mayfly
Wing posture at rest settles it: caddis tents its wings over the body, mayfly holds them upright like a sail.
Typical windows
Larvae present (larva) · Emergence (pupa)
Patterns (correspondence)
Elk Hair Caddis · X-Caddis · Sparkle Pupa · Green Rock Worm · Peeking Caddis
Limits
Case-building behavior varies and absence of a visible case does not rule out caddis.